If you are decided to become a home owner, first step is to talk to a mortgage expert who is going to give you the best advice for your needs. Unlike bank employees who don’t have to be licensed, a mortgage expert have to be register , have to be licensed.
What an expert is doing is to explore your financial situation and help you to qualify for a mortgage.
An expert advice is necessary if you don’t have sufficient funds for a dawn payment. If you are self-employed, you have your own business, than your income is difficult to verify.
Your mortgage expert will allows you to have a high credit for a mortgage.
Merchant Advance Cash is another financial possibilities .In this situation the expert is going to provide you with cash advance based on your future debit/credit card sales. This advance is going to be paid back automatically with each of your debit/credit transaction.
In this way your expert can help you pay your down payment for your home or can help you build the capital for your business. This financial solution in not difficult to be approved and is not going to be reported to credit bureau, and may provide you with flexible payments.
You have to know all the information you provide your expert are confidential. So, it will be a good idea to choose carefully your mortgage expert. Choose a company with a good reputation; try to find someone to recommend you, and dill with them on person and not over a phone conversation.
You can consult a few companies and decide after that witch one is going to serve you better.
Remember that your needs are unique, you have to find the right expert for you.